Baton Rouge CD accounts are offering some fantastic rates. Some of the top banks in the city are offering rates that far exceed the state average.
Investing in a certificate of deposit now means that you’ll be guaranteed a return despite economic conditions. Lock in a great CD rate, but start by browsing the best rates for the week below. 
| Featured Rate | Bank / Credit Union | Account Type | |
|---|---|---|---|
|
1.10%
As of May 14, 2012
|
 |
CIT Bank
|
CD Account |
|
1.09%
As of May 15, 2012
|
|
Ally Bank
|
CD Account |
| Highest Rates Recent Rate Changes | |||
| Best Rates (APY) | Bank / Credit Union | Account Type | |
|
1.20%
As of May 4, 2012
|
View Rate Details | First Guaranty Bank | CD Account |
|
1.15%
As of May 11, 2012
|
View Rate Details | Keypoint Credit Union - Baton Rouge, Louisiana | CD Account |
|
1.15%
As of May 2, 2012
|
View Rate Details | Eagle Louisiana Credit Union | CD Account |
|
1.14%
As of May 18, 2012
|
View Rate Details | Neighbors Credit Union | CD Account |
|
0.95%
As of May 4, 2012
|
View Rate Details | E Federal Credit Union | CD Account |
|
0.85%
As of May 9, 2012
|
View Rate Details | Crescent Bank & Trust | CD Account |
| Bank / Account Type | Rate Change | Date | |
|---|---|---|---|
| E Federal Credit Union - 6 Month CD Account | 0.50% to 0.40% | May 4, 2012 | |
| Eagle Louisiana Credit Union - 6 Month CD Account | 0.60% to 0.55% | May 2, 2012 | |
| La Capitol Credit Union - 12 Month CD Account | 0.55% to 0.45% | May 1, 2012 | |
Baton Rouge CD rates are looking very promising this week, especially if you are looking for a 12-month or 2-year CD account. Longer term deposits generally offer you much greater returns on your money, so if you can afford it, go long. See the best certificate of deposit rates below.
While other kids in your class were wasting their money on trips to the mall and fast food, you have a different idea of a good time. Your fantasy is to retire by forty and you want to start plotting your financial future now to make it a reality. All of grandma’s birthday checks, tooth fairy money and part time job salary go directly into investments including the best CD rates Baton Rouge has available.
The most difficult, and important, decision to make when investing your hard-earned money is which type of investment account should you choose. Certificate of deposits mature at a fixed rate on a fixed length of time, so you know what you’re getting up front. Mutual Funds may give a higher return, but are risky because they rely on the success of the stock market and the choices of the firm doing the investing on your behalf. Be sure to do your research on Baton Rouge Banking Rates before you decide.
Baton Rouge Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.
